The banks in Switzerland are always seen as the last emergency anchor when it comes to the award of a loan. Since you can not get a loan with a negative Schufa in Germany without co-applicants, those affected try to provide in this way with the much-needed money.
But not always this works. Because even if the Schufa does not have to fit for this type of credit, so despite all this a reasonably acceptable credit rating must be able to be presented. And this is only possible if you make a good income. A credit without credit rating from Switzerland is therefore not so easy to obtain.
Why the Swiss banks can not do everything
A credit without creditworthiness from Switzerland can not always be implemented. For a loan to be repaid on time and without any problems, you must have at least a good income. The Schufa may not be decisive in a foreign loan, since the foreign banks can not query this anyway. However, if you can not show any income or a high enough income for the credit without creditworthiness from Switzerland, no Swiss bank will agree to a loan. The risk of a default is so great that no one wants to take that risk.
We saw this here and thought of you:
Cash credit without Schufa
free instant credit without credit check
Credit from Switzerland free of debt
apply for a loan-free loan
Instant loan despite bank rejection
How the credit without creditworthiness from Switzerland can still be implemented
As with many other loans, so even with a credit without credit rating from Switzerland can be helped so that this can be possible. Among other things, this is possible if you look for a guarantor or a co-applicant to borrow. These two people must necessarily have a good income to compensate for the missing income of the actual borrower. In addition, they should have no further financial obligations, so that the income is not reduced too much.
Where the credit can be taken from Switzerland
There is exactly one bank that offers a Swiss loan. It is headquartered in Liechtenstein and can be conveniently reached by internet for foreign customers. You do not have to travel to Switzerland or Liechtenstein for the loan. On the website of Sigma Kreditbank AG you can find all the forms you need to apply for the loan.
These only need to be printed out, completed and returned to the bank with proof of income and a proof of identity. This will process the application and will make a decision within a week. If this is positive, the money will be transferred from the loan to a specified current account. It is then available for free and can be used arbitrarily.